A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet. Please take a moment to review this Policy. from an eligible PNC checking or savings account using PNC Online . Set up direct deposit for your paycheck or government benefit payments and get access to your money right away. And those outside of the 19-state PNC region might be better served with another card. When autocomplete results are available use up and down arrows to review and enter to select. When autocomplete results are available use up and down arrows to review and enter to select. When it comes to getting your banking questions answered, using your mobile banking app can help you save time and even allow you to avoid fees. This insurance protects and reimburses you up to your balance and the legal limit in the event your bank or credit union fails. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. Quickly and easily pay bills with your card number on your biller's websites or by calling your biller directly. PNC SmartAccess Prepaid Visa Card not what you are looking for? Note: Most big banks require you to enter your zip code online for the correct account offerings, and in some cases, you might not be able to open an account because of your location. The daily spending limit is $2,500, also a little lower than average. Bank deposit products and services provided by PNC Bank, National Association. I can deposit and withdrawal at the ATM, inside the branch, and drive-thru. The PNC Financial Services Group, Inc. (www.pnc.com) is one of the nation's largest diversified financial services organizations providing retail and business banking; residential mortgage banking; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. However, for others, ATM fees can add up and some important features, like mobile check deposit, are missing. PNC has consistently earned an outstanding Community Reinvestment Act rating since those examinations began more than 40 years ago. Originator is also authorized to initiate debit entries to reverse or adjust any credits or overpayments Safety starts with understanding how developers collect and share your data. Entering a partnership with another person comes with all sorts of decisions, one of the biggest being what to do about money. PNC linked investment balances include investment balances from a PNC Investments account including the value of any annuities if they are reflected on the PNC Investments account statement. The APY shown is the highest balance tier relationship rate for Virtual Wallet with Performance Select Growth Account.**. I requested my company to update my deposit amount due to min deposit amount. Also, a supported mobile device is needed to use the SmartAccess Mobile App. My Prepaid Card was Lost or Stolen: Now What? Just a simple application with a social security number. Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. Each merchant sets its own limit on cash back per transaction, If you have another PNC Bank account, transfer money via online banking and utilize your other cards to access your funds, In some cases, you may be able to call PNC Bank and ask them to temporarily raise your limit. Spend, save and grow your money with Virtual Wallet. Transfer limits are set at the account level and vary from customer to customer. By using your zip code, we can make sure the information you see is accurate. Theres no way to paste my password in. Virtual Wallet Features and Fees, Earn $200 when you open and use a new Virtual Wallet with Performance Spendproduct, Virtual Wallet Fine Print Maintain $500 in combined minimum deposit balances. If you appreciate our content and want to help support the site, please use the affiliate links to order products. No notice and no reason. ? Should you merge your accounts or keep everything separate? However, the amount of cash you can access via an ATM in total may have a cap. 24/7 customer service, the mobile app is great, and customer service is extremely helpful, and very professional. This app may share these data types with third parties, Personal info, App activity, and Device or other IDs. At no extra cost, you get two additional accounts. PNC ATMs can be located onlinehere. The developer provided this information and may update it over time. Your earnings depend on any associated fees and the balance you have in your checking account. Login to Online Banking, Avoid unwanted fees DO NOT check this box if you are using a public computer. Before usingZelleto send money, you should confirm the recipient's email address or U.S. mobile phone number. Run a home equity savings scenario and see your loan options. Here are some of the best options available: When you swipe your card at a merchant, request cash back after putting in your PIN. The PNC offers a mobile app for both iOS and Android devices to check balances and see transaction history. Both the Foundation Checking and PNC SmartAccess Prepaid Visa Card accounts meet the Bank On National Account Standards developed to ensure expanded access to safe and appropriate financial products and services to the almost 36 million people in the United States who are outside of the mainstream financial system. [2] 24/7 toll free customer service at 866-304-2818. Whether you select a Virtual Wallet with Spend only or add Reserve and Growth for planning, saving and protection, Virtual Wallet works as a powerful solution for today's banking needs. Please try again later. Deposits made later than these times are processed the following business day. Our best selections in your inbox. I got the card and funded it with $25 .A few days later I log into my account and it was closed. Helping you manage your financial life. PNC product and feature availability varies by location. No-Fee Cash Withdrawals. I receive my direct deposits, I can use it at the gas pump, I can buy all my needs in store, online, and over the phone, so it's a perfect card for simple people. It would be great after the few little bugs were gone!!! 300 Fifth Avenue Sign-up here. Again, PNC reserves the right to set it based on your banking relationship with them. More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. You can also use Visa ReadyLink, which runs $3.74 4.95 for cash loads up to $500. If you're transferring money to or from your KeyBank account, a routing number is necessary to complete the transaction. PITTSBURGH, March 30, 2021 /PRNewswire/ -- PNC Bank, N.A. Sign up for our daily newsletter for the latest financial news and trending topics. User IDs potentially containing sensitive information will not be saved. For Virtual Wallet with Performance Spend, accounts eligible for inclusion in the $10,000 combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit and/or retirement certificate of deposit. Axos Bank ReviewTop Online Bank with Free Checking and High-Yield Savings, 5 Instances When You Should Say No to Prepaid Cards. Apple, Apple Watch, iCloud, Mac, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Best at U.S. Bank: U.S . iPhone, Face ID, Touch ID and Apple Pay are trademarks of Apple Inc. App Store is a service mark of Apple Inc. Google Pay, Google Playand theGoogle Playlogo aretrademarks of GoogleLLC. But, where some prepaidcards offer to waive the monthly fee, theres no way to waive the monthly fee with PNCs card. Wells Fargo is a Member FDIC. It has a simple fee structure and fee-free ATM access at PNC ATMs. All Right Reserved. Please let us know if you notice any differences. Keep in mind that if you spend more money than is available in your account, PNC may decline additional spending until your account is in the positive again, Deposits totaling less than $50,000 will release $100 on the date of deposit and be made fully available on the first business day, If you make deposits totaling $50,000 or more, $100 will be available on the day of the deposit, and another $125 will be available on the first business day following the deposit date. Mobile Deposit is a feature of PNC Mobile Banking. Once you've created a new username and passcode for logging on, you'll have access to: * View balance * View transaction history * Suspend or reactivate cards * Manage alerts I actually recommend the card. Pittsburgh, PA 15222 USA, PNC Media Relations Find your number by state here. If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Virtual Wallet Growth account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change. "There has been unprecedented change in consumer preferences and customers' relationship with their money," said Tom Kunz, senior vice president and director of e-business and payments at PNC. (412) 762-4550 Stimulus 2023: No, You Wont Receive Checks in March, 5 New Ways To Save on Groceries You Probably Havent Tried Yet. Like I said; I have a checking account so, I love this option and every time I walk into PNC to upload money it's FREE! Data privacy and security practices may vary based on your use, region, and age. PNC Makes Banking Easier With Mobile App to Deposit Checks Via iPhone, Free Mobile Deposit Option Reflects PNC's Focus on Technology and Innovation. We applaud PNC's decision literally to double down on their commitment to offering Bank On certified accounts.". timothy.rice@pnc.com, PNC Media Relations We are committed to protecting the security and confidentiality of your information. Bank deposit products and services provided by PNC Bank, National . Direct Deposit How Mobile Banking Can Help You Save Time and Money, Virtual Wallet with Performance Spend Features and Fees, Virtual Wallet with Performance Select Features and Fees, Read a summary of privacy rights for California residents. Online banks often offer customers better rates and lower fees since big banks have to recoup overhead costs to keep physical branches up and running. Three accounts paired with digital tools to help you manage your money. All rates and Annual Percentage Yields (APYs) are accurate as of . I love this card because it's given me a second chance at banking, because I am in chexsystems and ews and I am thankful for PNC giving me a card that's from them, a trustable bank with tons of branches. As with any prepaid card, the PNC Smart Access Prepaid Visa Card doesnt require a Chexsystems or credit check. To help you choose the right bank for your needs, CNBC Select evaluated dozens of checking accounts offered by big banks, offering access to at least 2,000 physical branches and over 4,000 fee-free ATMs in the U.S. We considered features like fees, minimum balance requirements and ease of use, among other factors to choose the top five best big bank checking accounts. How is the PN. [8], Bank at PNC ATMs Full list of Union Bank routing numbers here. Use everywhere Visa debit cards are accepted. If you think, this answer is doesn't really help or is somehow harmful, please mind, this made with EDUCATIONAL purpose. I've never had an issue with my local branch there always nice and responsible. For existing PNC banking customers or those in its service area, the card can be a good choice among prepaid cards. $5,000combined average monthly balance in your Spend and up to 7 linked PNC bank consumer checking accounts to avoid monthly maintenance fee, Need to call PNC for the APY offered in your area, $500 daily deposit balance to avoid monthly maintenance fee. Please consult your tax adviser regarding your specific situation. Select independently determines what we cover and recommend. The downside is that its only for PNC ATMs. Any analyses, reviews or recommendations expressed on this website are the opinion ofthe author and has not been reviewed or otherwise endorsed by any companies, affiliates, or advertisers. ET Saturday & Sunday: 8 a.m.-5 p.m. A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve for Virtual Wallet with Performance Select, may be considered in the combined average monthly balance relationship. My company paid a bonus once a year. Editor's Note: APYs listed in this article are up-to-date as of the time of publication. There is no inactivity fee, but the PNC SmartAccess card will charge $10 to refund the card balance if the card is canceled. Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer. Other cash load options typical for prepaid cards like Green Dot MoneyPak arent available for PNCs prepaid card. User IDs potentially containing sensitive information will not be saved. Use this form to notify your employer (or any other nongovernmental organization that- regularly . By understanding how we make your deposits of funds available, . "originator" to initiate credit entries to my SmartAccess Card issued by PNC Bank. Your web browser (Internet Explorer) is out of date and no longer supported. Is PNC smart access a checking account?Aug 3, 2019You can open a PNC SmartAccess Card for free, although a $25 minimum deposit is required. View account details, deposit checks, and transfer funds Find the nearest PNC branch or ATM Product description Check balances & recent transactions - See current account activity for your checking, savings, credit card and loan accounts. Electronic deposits made into this account totaling $500 or more. Let me pay my bills and don't let anything bounce. However, there prepaid department is phenomenal. Even if you do your banking at another branch, the bank where you opened your account is what matters. PNC product and feature availability varies by location. Credit card cash advance transfers, wire transfers, person to person transfers, transfers from one account to another or deposits made at a physical PNC location or ATM do not qualify as qualifying Direct Deposits. As a PNC customer, you can access your money fee-free at nearly 60,000 PNC and partner ATMs across the country, as listed in our ATM locator. Transactions typically occur in minutes between enrolled users. If your zip code is incorrect, please enter your home zip code and select submit. Please find below prepaid debit cards offered by PNC. 5 Ways To Shop On Amazon Without A Credit Card, P2P Transfer Options for Prepaid Debit Cardholders, Warning: Youre Paying Too Much for Your Prepaid Card, prepaidcards offer to waive the monthly fee, cash load options typical for prepaid cards, Some features limited to PNC service area. 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